About Jamborow

According to World Bank data, 400 million of the adult African population are unbanked. Jamborow are here to solve that problem.

Jamborow is focused on Digitizing the KYC Data of the Village and creating credit footprint for Financial inclusion for the grassroots of Africa.

Our ecosystem is built around the Massive Unbanked population in Africa, 65% of this are adult population (Approx. 400M) which are represented by savings groups across Africa in forms of SACCO, AJO, ESUSU, SUSU etc.

Jamborow Platform Advantage

Security

User ID and password protected third-party/channel partner portals.

Reporting

Reporting capability, administrative functions, and the ability to set business rules for two-way referrals.

E-Wallets

Creation of wallets for all users

API Enabled

Codeshare API-enabled and pattern matching-enabled to facilitate onboarding of users.

Credit Scoring

Credit check and proprietary credit scoring algorithim

SMS/ USSD

SMS messaging capability to users via sort codes or USSD codes

Advertising

Banner messaging capability to channel partner portals.

Artificial Intelligence

Credit check and proprietary credit scoring algorithim

Jamborow Value Proposition

Cost reductions

By using our cutting-edge technology, your operational costs will reduce significantly

Debit and Pre-paid cards

In tandem with our partners, Mastercard, we will provide all your members with debit cards

Business Intelligence reporting

With our platform, you will now generate transactions, user, group etc. reports with ease

Mobile Technology for effective business growth

Due to the digitization and ease of onboarding members, you will be able to transact more effectively thus increasing revenue

Creation and building of credit footprint via algorithm

We create a credit scoring algorithm for all your members both new and existing.

Creation of e-wallets for all users

By using our platform, all members will have personal e-wallets resulting to ease of transactions

Access to a wide pool of funds for on-lending

We have created an ecosystem with various financial services stakeholders who are able to provide funds for on-lending and very affordable rates

API codeshare integrations

Our platform gives you access to a wide array of financial services and products ranging from insurance, to pension, to e-commerce

Digitize SACCO KYC data

We digitize all your KYC data thereby creating a credit footprint for all your members

Value to Saving groups (Village):

  • Digitization of KYC data of the Village
  • Create and build credit footprint for financial inclusion

Value to Financial Institutions:

  • Federated Digitization of KYC data of the Village ecosystem.
  • Offer financial service products to village ecosystem with integration into core banking systems

Jamborow's social impact on Sub-Sahara Africa's SMEs and grassroot economy

Jamborow impacts the grassroots of Africa as follows:

Through data gathered & analyzed, existing organizations can better promote community development and empowerment, build capacity and develop social capital.

Partner with existing & regulated Sacco’s in B2B agreements and acquire KYC information of SME’s and members.

Ability to monitor disbursements to the SMEs and members in real time as Peer-2-Peer entities.

Ability to gather real time reports on the disbursements & make real time informed decisions on the demographic with the data available in the ecosystem.

WHITE LABEL PRODUCT

ECOBA In Tanzania

Increase value chains through partnerships and start grouping VICOBAs into bigger groups for more efficiency and therefore create bigger industries by bringing more technology and more capacity.

Create processes and procedures that will guide groups into joining the value chain, build capacity to ensure quality outputs and guarantee.

COBba is modeled after Vicoba with KYC designed to capture extensive data and COBba AI is build to optimize data science and provide accurate analysis and predictions.

COBba can integrate with multi platforms who can offer value (beyond financial inclusion ) to the groups including banks, micro lenders, insurance companies, pension schemes, health services providers, NGO’s etc.

The AI will allow for accurate mapping of the economic activities under taken by group members

A De-risked FinTech Eco-System

A Fintech Platform that offers financial inclusion to the unbanked and underbanked populations across Africa

Digitization & Automation of Processes and KYC Information

Credit Scoring Algorithms

Artificial Intelligence Driven

Cloud-enabled

Access to Microfinance & Insurance Products

Easy to use

Linked to Payment Platforms & Mobile Money

The Jamborow Team

Olusegun George

Founder/CEO

Olusegun George

Founder/CEO

Moses Onitilo

Founder/CTO

Moses Onitilo

Founder/CTO

Vellma Noel Amondi Okoyo

Chief Operating Officer (COO)

Vellma Noel Amondi Okoyo

Chief Operating Officer (COO)

Victory Oluwasegun

CIO

Victory Oluwasegun

CIO

Sheila Olga

Head of Marketing and Sales

Sheila Olga

Head of Marketing and Sales

Meshach Ishaya

Head of Software Engineering

Meshach Ishaya

Head of Software Engineering

Our Advisory Board

Remi Duyile

Advisory Board Member

Remi Duyile

Advisory Board Member

Ms. F. Omitowoju

Advisory Board Member

Ms. F. Omitowoju

Advisory Board Member

Pete Woodhouse

Advisory Board Member

Pete Woodhouse

Advisory Board Member

Marie-Desiree Hema

Advisory Board Member

Marie-Desiree Hema

Advisory Board Member

Pete Williamson

Advisory Board Member

Pete Williamson

Advisory Board Member

Muna Mohamed

Advisory Board Member

Muna Mohamed

Advisory Board Member

Quinetha Frasier

Advisory Board Member

Quinetha Frasier

Advisory Board Member

Luis Murguia

Advisory Board Member

Luis Murguia

Advisory Board Member

Frequently Asked Questions

  • How does Jamborow work?

    Jamborow uses the latest innovations in artificial intelligence (AI), Blockchain and various social performance tools to ensure our clients such as Traditional Lenders, Associations, Co-operatives, Agricultural Banks, Micro-Finance Bank) can digitise their business and provide other financial service products and social economic development solutions to their customers that begin to help people move out of poverty.

  • What does Jamborow do?

    Jamborow has built Africa’s first inclusive, intelligent B2B AI led fintech platform. We aim to contribute to positive change in the lives of women and men, households and communities.

  • What does Jamborow have to offer?

    Jamborow offers our users easy, convenient and immediate access to microloans, and our channel partners an easy, practical and organized way to manage and service their customers.

  • Where is Jamborow located?

    Jamborow’s ecosystem cuts across PanAfrican countries such as: Kenya, Tanzania, Nigeria, Liberia, Sierra Leone, Uganda and Botswana etc.

  • What is Jamborow's reach?

    Jamborow has a reach of 8 million + people all across Africa and beyond.

  • How do I contact Jamborow?

    Contact us by simply sending an email to info@jamborow.com

Our Articles

  • post image
    ARBITERZ

    Jamborow: Bringing Financial Services to 400 Million Underserved Africans

  • post image
    URBANGEEKZ

    Jamborow Virtual Job Fair

  • post image
    URBANGEEKZ

    10 Black Founders Leading Innovative Fintech Firms

  • post image
    ANCHORFM

    reset button: lockdown in ogun a farce gold mine for police jamborow funds for the poor

  • post image
    URBANGEEKZ

    Jamborow, The African-targeted Blockchain-centered B2B Fintech System, Raises $400, 000 to Launch in Nigeria

  • post image
    AFRINET

    Project Pangolin Nigeria

  • post image
    URBANGEEKZ

    Nigerian Entrepreneurs Launch Groundbreaking Fintech Startup For The Unbanked In Africa

  • post image
    ARBITERZ

    Jamborow: Nigerian Finance Veterans Launch Digital Bank for Africa’s Informal Sector

  • post image
    BITCOINKE

    [PODCAST] How Jamborow is Building a Blockchain-based Inclusive Fintech Platform for Africa with Moses Onitilo

Olusegun George

  • Olusegun George is a former Account Director, West Africa for Governance Risk and Compliance with Thompson Reuters,responsible for driving business development across the West African region and providing GRC advisory services to regulators and Operators.
  • He has over 20 years Banking and Financial services, as former Group Head of Treasury Shared Services and Former Chief Operating officer, Global Markets, both at UBA as well as former Market Analyst at Goldman Sachs to mention a few.

Moses Onitilo

  • Moses Onitilo is a 20+ yrs IT veteran with a background in ITSM, ITIL, Digital Transformation, AI, Blockchain, Encryption, Security and other leading edge enterprise management technologies.
  • He is currently Founder and CTO , of Jamborow LTD, Africa’s first intelligent B2B AI and Blockchain FinTech platforman and Deep Learning Science LTD, A Digital Transformation and Software Development outsourcing firm.
  • Also former founder and Managing partner at Principle Technologies, LLC, AN 18yrs Digital Transformation and ITSM consulting company in USA, with Fortune 500 and European clients.

Ms. M. O. Omotiwoju

  • Ms Funmi Omitowoju is armed with a wealth experience in direct sales, marketing and business development that spans over 30 years in West Africa and Nigeria.
  • She is the former regional Director for MoneyGram International, Anglophone- West Africa and also former Managing Director of UBA Prestige Banking (the standalone personal financial services arm of UBA Plc)

Sheila Olga

  • Sheilla Olga is the Head of Communication, Marketing and Sales at Jamborow.
  • Previously, Sheilla has worked for Strathmore Energy Research Center where she led market development, oversaw digital marketing and overall communications in various markets.
  • She has vast experience working in Education sector where she spearheaded the future of work through peer to peer learning and mentorship.
  • She is passionate about social impact projects as she is a firm believer of "paying it forward".
  • She graduated from Strathmore University in 2016 with a BSC in Hospitality and Marketing. She is currently pursuing her Chartered Institute of Marketing certification.

Pete Woodhouse

  • Pete Woodhouse is an engineer and an experienced technology leader with 30 years experience in developing and delivering enterprise software products. He is currently Chief Technology Officer, Head of Product and Chief Operating Officer (interim) for Sibly, which is a startup providing coaching and wellness services to employees through benefit programs.
  • Prior to Sibly, he was at PayPal for 8 years, most recently serving as CTO for PayPal’s credit division, where he had full responsibility for technology from the backend server operations all the way through to the mobile app. At PayPal, he ran a global organization of about 350 technologists. Before PayPal, Pete had roles at PRTM, a management consulting firm focused on product development practices, Agilent Technologies and Hewlett-Packard. Originally from the UK, Pete has worked in the US, UK, France and South Korea, and managed teams in many locations around the world.
  • In addition to his role at Sibly, Pete is an active advisor to startups in FinTech, HealthTech and social/mission driven businesses. He is a mentor for Santa Clara University’s Miller Center for Social Entrepreneurship, for Plato, and has served on the board for the San Jose Smart City Initiative. He has been involved with the Scotland Development International since 2017 and has been active in helping entrepreneurs from Scotland make connections in Silicon Valley.
  • Pete has a degree in Electronics Engineering from Plymouth University (UK) and an MBA from Santa Clara University.

Pete Williamson

  • Originally a professional golfer from Dublin but now based in London, Peter has been working in Fintech Since 2014
  • Having invested in and ran sales for a London based fintech disruptor, grew the business by 400% until leaving in 2016.
  • Currently working in the corporate finance space as well as consulting start up's, scale up's and established business with sales strategy and growth. Has been working closely with the Jamborow team helping with corporate finance since 2018n Valley.

Victory Yemi Oluwasegun

  • Mr. VictoryYemi Oluwasegun is currently the CIO of Jamborow and COO/co-founder of SpringPort Technologies.
  • Mr. Oluwasegun have bachelor’s degrees in computer information systems – Computer Networking, and Industry Certificates; CompTIA Network+, Microsoft Certified Systems Engineer and Microsoft Certified Trainer.
  • He has gone on to the work as a consultant for the World Bank, Bell Atlantic (Verizon), NASA, Envision Healthcorp, Pediatric Associates, the Pentagon, the State Department and many more fortunes 500 companies.
  • He has over 20+ years of experience in IT which includes managing product development, software and hardware engineering, and directing technical integration and operations. He has successfully managed organizations that have delivered technology solutions to the automotive, computer, engineering, manufacturing, financial services, retail industries, and all levels of Government.
  • In 2008, Mr. Oluwasegun received a commendation letter from the US State Department – Overseas Embassy Operation as one of the Best Contractors to serve the State with distinction. All the while, continuing to mentor and assist in community initiatives like the Daniel Institute for Youths. Victory enjoys running, CrossFit and acting.

Mishael Ishaya

  • Meshach is a certified Computer Science (B.Sc.) and Software Engineer with versatile experience in modern software development stacks and methodologies. Having proficiency in DevOps, Networking, Blockchain Development, App development, Artificial Intelligence/Machine Learning, design & optimisation, software architecture development and Cloud Infrastructure management. He is also a Senior Consultant at Deep Learning Science(DLS) LTD.
  • He is the Head of Software Development at Jamborow LTD.

Marie-Desiree Hema

  • Currently a Senior consultant at Axes Marketing, leading research and marketing firm that organised the J-CAP conference on Capital Markets held in February in Abidjan organised by the World Bank Group.
  • She is a well accomplished New business expert having expanded Thomson Reuters’ reach across Africa including Burkina Faso, Senegal, Togo, Benin, Gabon, Cameroun, DRC and many more. instrumental in implementing the regional strategy of Thomson Reuters with a proven success with significant sales record in a challenging environment. Marie-Desiree is a 20 year veteran of Thomson Reuters that led and established the West, East, Central and South Africa regions of the organization
  • An accomplished networker and relationship expert she is an Award-Winning Sales/Account Manager with extensive knowledge of growing and scaling businesses in Africa with 20 years’ experience and on-the-ground knowledge of doing business across Africa based in Cote d’ivoire and Kenya by boosting business in the SSA user base by over 200% from financial institutions, regulators and governments including the African Development Bank, BRVM, Agence Umoa Titres, BCEAO, BEAC and many more.
  • Marie-Desiree holds “Maitrise” in communication (C2 Certificate Science of communication and “License “in Teaching English / Foreign languages certificate (C1 Certificate Sciences of Communication).

Remi Duyile

  • Remi Duyile is a seasoned Mentor, business owner and an influence strategist who is passionate about helping people maximize their potentials. Remi’s unique value proposition is her ability to excel in Corporate America to the pinnacle of her career and transition to a successful serial entrepreneur with intentional impact. She enjoys the support of her loving husband and friend of 28 years plus and their adorable grown children of repute.
  • Remi is a certified trainer, speaker and Coach. She is also a Les Brown Platinum Speaker, an author of the book titled “Perseverance the winning key to your destiny”
  • She has invested in herself in the area of human capital and personal development from a successful corporate executive who was the cynosure of eyes due to her commitment to mentorship and career growth of others to better serve the needs of individuals and business leaders in quest of growth and sustainability in their life journey.
  • Remi is a certified human behavior consultant with specialization in the DISC personality profile assessments for individuals, professionals, businesses and religious organizations.
  • She currently serves as a commissioner in the great state of Maryland, sits on several local and international boards in influential capacities for impact. Member of the National Coalition of 100 Black women and Notable associations . As a serial entrepreneur with social impact , she doubles up as President and CEO of Image Consulting Group and Founder of Legacy Premier Foundation in the USA .
  • Remi’s passion, dynamism, energy and the power in her story is evident in all her engagements with her clients. She is so fired up to helping develop leaders with succession and transformational leadership mindset so they can fulfill purpose, pay it forward and leave a legacy.

Muna Mohamed

  • Muna Mohamed is a health expert and a grass-root community organizer. For over 8 years Muna has served marginalized women and girls from diverse cultural, religious, and linguistic backgrounds. Today, Muna has a Bachelor of medicine & surgery (M.B.B.S) from University of Khartoum, Bachelor of Human Nutrition & Dietetics from Kenya Methodist University, and Clinical Pharmacology Diploma Al Murtaga College Khartoum Sudan.
  • Muna currently works for AFRIpads as a Regional Partnership and Business Development Representative across Sub-Saharan Africa, from the peak of her career Muna has demonstrated leadership through a passion for ensuring women and girls are living a sustainable life.
  • Muna is the founder and CEO of Orian Outreach an organization dedicated to helping women connect, commit to the highest most authentic self, and transform to live their best lives while empowering the next women. She previously worked for Kenya Red Cross Society and played many roles as she was responsible for overseeing all aspects of campaigns, coordinating events, and implementing fundraising operations, among them she was appointed as the Lower Eastern Region Chairperson. Muna briefed the UNFPA ICPD25 on the Youth as an Engine of Change in 2019.
  • Having witnessed the devastating impact of the lives of women within the marginalized communities, she has gained a strong desire to acquire expertise in the areas of organizational development, decision making, and public policy. This last year, Muna was recognized for her commitment to the community and received the Zuri Honoree Award.
  • Muna’s leadership has led to her International speaking engagements that have included; Periods in a Pandemic Webinar – Tanzania, ASENTI – Africa Summit on Entrepreneurship, and Innovation Somali Heritage week among others. From the frontlines of responding to emergencies, Muna is overcoming barriers of designing pragmatic interventions garnered to yield solutions that alleviate the human suffering within diverse communities. Muna believes that when women come together to create a community of support and encouragement grounded in love, the impossible becomes possible. She is excited to join the Jamborrow to champion the inclusion of women in building their social-economic status.

Quinetha Frasier

  • Quinetha Frasier, affectionately known as "Que," is a Deal Maker for projects that provide positive economic impact. This serial entrepreneur co-founded a pledge automation software company and is the 12-year owner of a Nonprofit Management Consulting firm. Que has advised a variety of impact organizations, including Red Bull Amphiko, Trident United Way, Southeastern Council of Foundations, Network for Good and Troy University.
  • As a Management Consultant, she negotiates funding relationships between social impact entities and, Grantmakers, corporate CSR, and impact investors. At the heart of her practice is a dedication to coaching new founders of nonprofit ventures. Que is currently advising and navigating impactful programs with the leaders of NGOs in African countries of Ghana and Kenya. She leads an astute board of directors as the Chief Executive Officer of the Global Foundation for Education and Economic Mobility (GFEEM), based in Accra, Ghana and Atlanta, GA.
  • Que provides high energy and subject matter expertise to conferences and summits across the US. UAE and West Africa. She has designed training curriculums focused on leadership development for purpose-led leaders in philanthropy. Her clientele has included a variety of faith-based entities; the Georgia Center for Nonprofits; Allen University; Technovate; Global Social Venture Competition (GA Tech); The Foundation Center; Office of Congressman John Lewis; Rainbow Push; Net Impact; Together SC Nonprofit Summit; Georgia Center for Nonprofits Annual Meeting; the Girltank Foundation (in partnership with beauty-retailer Sephora); She has published articles in the GA Center for Nonprofit’s CenterPoint Newsletter, The Atlanta Tribune, Charleston Business Journal and Idealist.org column.
  • A proud Gullah Native of the Sea Islands of Charleston, SC, Quinetha is a graduate of Tuskegee University, and Webster University. She holds national certification by the National Development Council and NeighborWorks in Economic Development Finance, Community Development and Grant writing.
  • Que enjoys global travel with her Beau; interviewing change-makers; Skiing and Boating; reading and journaling; watching Wheel of Fortune; and ‘geeking-out’ on new technology that accelerates philanthropy.

Vellma Noel Amondi Okoyo

  • Her main interest is in the financial & investment industry in line with her major, Bachelor of Commerce in finance. She has acquired tremendous skills both in the classroom and in the employment sector both as an intern and as a full time employee;
  • it is her endeavor to put this experience into practice in line with the mission and vision of a well-established organization whilst learning and growing both at a personal level and at a professional level.
  • Leadership skills acquired through training from September 2012- December 2016 at Kenyatta University. Also, through leadership roles in Primary, Secondary and Tertiary levels; Computer proficiency in all computer packages and typing.; Bank reconciliation, accounting, business operations, Market research and financial modelling and analysis; Language proficiency- English and Swahili

Gloria Raetzer

  • Gloria Raetzer is currently the Marketing Coordinator at Jamborow, with extensive experience in the marketing and advertising industry. She is an innovative and results-oriented professional with exceptional communication and organizational skills.
  • A former Digital Business Executive at Nation Media Group, she worked closely with government institutions and international companies such as Barclays and Bently; notably contributing to the growth of the company.
  • Gloria holds a Bachelors Degree in International Relations from United States International University.

Luis Murguia

  • Luis runs the Murguia Associates LLC practice, facilitating the Digital Transformation of successful businesses into the Digital Economy.
  • In his corporate career at SAP, Luis has been Senior Vice President, for Global Customer and Partner Operations : Business One and Business by Design - ERPs built for companies with up to 500 employees. With Small and Mid-sized Businesses (SMB).
  • Previously, Luis Murguia was the Senior Vice President of General Business and Partner Operations (GPO) for Europe, Middle East, and Africa (EMEA) at SAP. In this position, he is worked to drive sales activities targeting small businesses, midsize companies, and large enterprises in close cooperation with the SAP Partner Ecosystem. The EMEA GPO business has been the fastest growing GPO business at SAP, for the past 2 years.
  • Luis Murguia holds an electrical engineering degree from the Instituto Tecnologico de Buenos Aires, and a Master’s degree in Engineering Management from Stanford University.